The net interest income, which is the difference between the interest income earned and the interest expended, stood at Rs 21,634.46 crore for the quarter, up 8.4 percent.
The core operating profit rose 13.6 percent to Rs 17,505 crore. Total standalone income rose to Rs 51,451.81 crore, compared to Rs 45,997.70 crore, of which other income surged to Rs 8,504.90 crore from Rs 7,001.92 crore a year earlier.
Recoveries and upgrades of NPAs, excluding write-offs and sale, were Rs 3,211 crore compared to Rs 3,292 crore.
The net additions to gross NPAs, excluding write-offs and sale, were Rs 3,034 crore compared to Rs 2,624 crore. The bank has written off gross NPAs amounting to Rs 2,359 crore. The provisioning coverage ratio on non-performing loans was 75.3 percent.
As of June 2025, the bank’s total provisions, other than specific provisions on fund based outstanding to borrowers classified as non-performing, amounted to Rs 22,664 crore or 1.7 percent of loans, release said.
Total deposits increased 12.8 percent to Rs 16.08 trillion, while advances rose to Rs 13.64 trillion.
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